What is Keystone Benefits Partners?

Keystone Benefits Partners (KBP) is a member owned, member governed organization of employers. Collectively, KBP members purchase employee benefits and participate in highly effective risk and cost management programs. Each of the KBP member organizations is qualified and accepted by their peers.

Since its inception in 2008, this program has been driving down the escalating cost of employee benefits and offering its member companies total control, flexibility, and tools designed to meet their human capital needs. This is a powerful and proven program that also provides members with opportunities to participate and benefit from the sharing of “best practices” with several of the area's best quality companies.

The member organizations of KBP are a growing list of “who’s who” in the regional business community, and each board member will gladly share how his/her organization has benefited from the KBP program, and will tell you that it’s a proven risk model. The shared vision and goal of the KBP members is rather clear: control and drive down the cost of employee benefits year after year! We are proud to state that this program is “bending the cost curve” and that it is exceeding those expectations!

News and Updates

Most Recent

KBP New Member Announcement - 9/1/18

August 9, 2018 0 165

We are pleased to announce the following company will be joining KBP effective September 1, 2018: E.K. McConkey & Co., Inc. You will likely see representatives at upcoming meetings, please welcome them to your KBP!

KBP New Member Announcement - 7/1/18

June 7, 2018 0 246

We are pleased to announce the following company will be joining KBP effective July 1, 2018: ASGCO Manufacturing, Inc. You will likely see representatives at upcoming meetings, please welcome them to your KBP!

Keystone Benefits Partners Celebrates Their 10th Anniversary Year

March 23, 2018 0 379

Keystone Benefit Partners celebrates their 10th Anniversary year. Pictured are the four Founding Members of KBP along with Norm Basso and Frank Ebner from McConkey Insurance & Benefits. (From L to R – Hal McClure (PACE Resources, Inc.), Scott Romberger (Snow Time, Inc.), Gary Houck (Houck Group, Inc.), and Scott Wagner(Penn Waste Inc.))

Meet Andy Miller from Heidler Roofing

Heidler Roofing joined Keystone Benefits Partner (KBP) in 2012. Prior to that time we were in the fully insured market and were growing weary of the large premium increases we were experiencing upon renewals and the lack of information to support those renewal numbers. Spending on employee benefits was growing at a rapid pace and we were looking for a unique solution in the market to control this volatile expense. We considered self-funding but with a relatively small group size we were very leery of being able to purchase Stop Loss coverage at a reasonable price point without the additional exposure to lasering, which is common the Stop Loss market.

In 2008 we discovered that E.K. McConkey had started KBP which was in fact a unique approach to providing self-insured health coverage by bringing companies together as “benefit partners” to leverage the larger overall group size in the insurance market. Unfortunately for Heidler Roofing, our total covered employee lives did not qualify for entry into the program at that time. Then in 2012, the threshold for meeting minimum group size was amended and the opportunity to gain what we sought as an enhanced insurance solution through self-funding was available to us.

Since joining KBP we have experienced the stability upon renewal, claims & data transparency, and Stop Loss coverage benefits we initially sought. Not only have we seen those benefits but we also have been able to build a much stronger approach to managing claims through interacting with our benefits partners and the expertise E.K. McConkey and Benecon provide to us.

"I’ve heard brokers say that you should not self-fund your health insurance unless you have at least 200-250 covered employee lives. Perhaps that is true if you desire to self-fund on your own. But Heidler Roofing covers less than 100 employee lives, and through KBP, self-funding has worked extremely well for us providing premium stability and enhanced Stop Loss coverage protection. I am convinced that there is no better way for us to manage our health insurance benefits."

- Andy Miller, Controller - Heidler Roofing